Top 5 reasons why you should use your insurance benefits to the fullest!

Your dental insurance… USE IT OR LOSE IT! dentist

1. Yearly Maximums. Dental insurance plans put a maximum on the amount of money they’re willing to pay for your dental care. Maximums vary from one company or policy to the next, but typically fall around $1000. Sounds like a lot of money, doesn’t it? Insurance companies consider this amount to be a good investment. Allowing you to get regular dental care, your carrier can prevent the need for more serious (and more expensive) dental procedures down the road. Why not do you both a favor and use it, ensuring your mouth is in tip-top shape when next year rolls around?

2. Premiums. You’re probably paying a monthly premium to keep your insurance. Even if you don’t need extensive treatment, you should use that money for regular check ups and cleanings to prevent costly procedures in the future. Don’t throw your money away!

3. Deductibles. Insurance companies typically expect you to pay a certain amount of money for your dental care each year – usually about $500. If your smile isn’t in good shape, our office can create a treatment plan to put you back on track. Deductibles begin anew each year, so spreading out this care over more than 1 year will mean you have to pay more out-of-pocket.

4. Inflation. It seems everything becomes more expensive from one year to the next, and dental materials and equipment are no exception. Putting off necessary dental care could mean that you’ll have to pay more down the road.

5. Dental Problems Escalate. If your pearly whites are anything but, they’re only going to get worse. That is, of course, unless you take advantage of your insurance benefits so you can tend to your teeth and gums. A little cavity that isn’t bothering you one year may become a major headache (or toothache!) the next.

Finish 2009 and start the New Year Right! By scheduling an appointment for some maintenance care or corrective treatments / procedures on your teeth! Pannu Dental Clinics can help you work out a treatment plan which will be accommodated in the timeframe of what’s left for the year to report your FSA expenses. This will also help you estimate your contribution to the plan for next year, too!

If you have questions regarding this matter, please call (408) 826-1200 and (510) 792-9292 or email us at

Leave a comment